I was Just Thinkin’ – Here I sit, Retired?

IWas Just Thinkin' - IRS Agents, FBI Agents

That’s right, I’m Retired!

And, here I have combined two different articles of mine for efect. The first half I wrote when I turned 65. The second half are my reflections on then, Now and what I am afraid about tomorrow and our future as retirees.

Click on the link below to read the article.

Here I am, RETIRED, Reflections of a Retiree.

by Don Bobbitt,2014

Copyright, DonBobbitt, 2014, All Rights Reserved

Sunday Morning Politics - Who is looking Out for ME?

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I’m Old enough to Remember-#1 – When we were told SS and Medicare Insurance was a safe thing.

Yes, I am old enough to remember.

I remember when I was a young worker for a major electronics manufacturing location and they, our government, told us that paying our SS and Medicare taxes was a GOOD THING!

Yep! If we paid those taxes we would be set for life when we retired.
A comfortable RETIREMENT and an assurance of top-level MEDICAL CARE was ours.

We just had to TRUST our government to take care of us!
TRUST?
TAKE CARE?
What a Joke!

Now we are the aging pariahs of a system that just wants us to hurry up and DIE!

Oh, and this was while our arrogant Congress voted themselves separation from “the peoples system” and into one of the must expensive and wasteful system of medical care designed just for them!
FULL COVERAGE! for Everything! For LIFE!

Yes, I remember!
DON

Tips on Finding a new Doctor

Doctor pic by caricaturss, via Flickr

 

This link is to a great Hub by fellow Hub Writer, “Chuck”.
It explains what the normal person should do when they need to find a new Doctor.

Regardless of the reasons for needing a new Doctor, you want to pick someone that meets your needs, your insurance company’s needs as well as be someone who has a compatible personality with your Own.

Check this Link Out.

Hub- Finding_a_Doctor_near_youBamboo_01

Don Bobbitt

A Seniors View of His Medical Insurance Future

Ryan-pic by DonkeyHotey via flickr

It seems that we Seniors are eating too much Chicken at the political picnic!

And, if history is any lesson on how corporations and governments operate, I and the rest of us Boomers, are in serious trouble.

I figure that once the younger people of America get put on “Coupons” for their future insurance,
I assume we older ones with be the next ones who get the shaft. 

It would be a natural and obvious next step for the government as Medicare costs go up, if for no other reason than that there will be less people on Medicare and thus the shared costs will be less. This in itself would drive our Congress to give we remaining participants our own “Coupons”. And applaud themselves for doing it.

Here is the thing about COUPONS that we should all remember.
1- let’s say that Congress approves and issues a Coupon for $150 per month for you to go out and buy insurance yourself with independent insurance companies.
2- Everyone goes out and purchases insurance coverage for $140 per month at first.
3- Then, 3 years later inflation has made the insurance companies charge $170 per month.

Where do the “Coupon”  holders then stand?
Well, they write a check for the difference themselves, every month, until Congress meets and approves an increase in the value of a COUPON.
4- So, after another year, they place a bill before congress for a COUPON increase $170, right?
5- Well, If you assume there are 50-Million people on Medicare that’s $20 times 50-million or over 1-Billion dollars would be added to the National debt.
6- So with this kind of potential increase to the debt, there will be a lot of fighting over whether an increase will be approved at all.
7- And if it is approved then they will, in all probability, add provisions to cut the coverage available and thus reduce that awful 1-Billion dollar future debt.

This is my scenario analysis and as we Boomers and Seniors die off, our combined influence and leverage in congress will slowly decline until we are an insignificant force to be dealt with, at the worst times in our lives, when we are in our eighties or older.

And, if my scenario is correct, by the time Congress did anything to raise the coverage and implement the change, the insurance companies will probably have raised their rates to $180.

See the problem?

So,get ready to be put on the perpetual CATCH-UP Wheel of shrinking Medical Care.
Bamboo_01Don

 

Thanks for all the Fish!

A Sunset on the planet called Earth before it was destroyed.

I don’t know if you are my age or not, but back in the Sixties, there was a great, camp, book that everyone, who considered themselves Cool, had to read. It was originally a radio show, but quickly turned into a book called “The HitchHikers Guide to the Galaxy”.

Even though it was a purely comedic work, I, along with so many others my age, read it, related to so much from it, and had many discussions on it’s “hidden” meanings, how it applied to our world then, and even more. It was a Camp hit of that time.

And, if you haven’t read it, it is still entertaining, even today.

Because I had read it so many times, and it was so entrenched into my mind, throughout my adult life, I would, occasionally, throw out one of the many ambiguous quotes from the book, in meetings, and such, just to see how many people caught what I had said.

Often, my comments would be met with laughs or at least a smile, and a few times, even a few responding comments, that only a fellow 60’s “Hippie” type person would understand.

Of course, over time, as we aged, and our working peers became younger, the responses and finally even the smiles disappeared, all to be replaced with questioning looks.

But, I really didn’t care, and with my particular and often peculiar personality (or so I have been told), I continued, at the appropriate moment, of course, to sling one of my generational lines into conversations, Just for the Hell of it usually.
Anyway, one of my favorites was. “Good Bye and thanks for the Fish!”

I won’t go into a lot of details about it here.

Leave MY Fish Alone!

Suffice it to say that it was a critical line from one of the most important characters in the book, and from the story itself, it was an important statement to all of the people of Earth.

If you don’t understand, but I have piqued your interest, then read the book.

If you were able to pull the statement from the cobwebs of your mind, and are sitting there, smiling, then maybe there is hope for us Retirees, yet.

Hope that we can wake up and see the changes being wrought in our world, and try to stop or at least change it for the better and for us as Baby Boomers, before it is too late.

You, and I, need to recognize the two-faced guys for who they are and we need to burst from our lethargic positions, remove their crowns and reject the insanity that we have allowed them to spout.

And, if nothing else, we need to see that our own, personal, “Boomer” insanity is made a higher priority in the order of the cosmos that we presently live in.

We can find the great computer “Deep Thought” quite easily. I mean, it’s just sitting there, in plain sight, so that is no longer the problem.

With access and a little control over Deep Thought, we, the Seniors of the world, can band together and present a unified front to the wicked Mouse distorted chaos that reigns as truth, in government, and especially, in DC, today.

I have found MY Towel!

As long as we make sure that we have our towels with us, we can march together, even if only via email and phone calls, and scare the President of the Galaxy into a new consideration of the real “Question”.

That is, once we have explained to him and his fellow Mice in Washington that even though the answer is 42, he needs to understand the real question, and not some nonsensical financial suppositions that are touted by mere power hungry Congressmen.

So, Retirees, Seniors, Baby Boomers, old Hippies, and all of the concerned people of the world, lets unite, and pose the real and honest great question to the Cosmos.

We need to ask them; “Why are you eating All of Our Fish?”.

IF we can get them to leave out Fish alone, then maybe we can find a way to grow our Fish, and have not only, enough for ourselves, but maybe, if we use our towels of truth effectively, we can even generate more to share with others like the X-Gens, and Y-Gens, etc.

But, we do need to move now, and tell them; “You can Keep Your Thanks, and we will Keep our Fish!”
Along with; “And, if you don’t listen to us, we will have your own, personal little secret planet of corruption and self-involvement ……….. destroyed!” We know who to call, and the price is relatively cheap, considering all else in the Cosmos!

As an aged, silver haired Boomer, who has found his towel in my old attic chest that I call memories, I am now awake to these happenings, and you need to join me as I say;

I want my Fish left alone!?

Bamboo_01

Don Bobbitt

We should take care of OUR OWN, FIRST!

I think people our age need to start literally preaching to our fellow public.

First: You are right, I think where 20 years ago we were in a GRAY area somewhere between True Democracy, and some popular Socialistic trends and laws being implemented.

I am afraid that, as you imply, we have run, not walked, as a nation into a very dark Gray area that is approaching a level of Socialism that even our European friends are finding cannot be sustained under all economic conditions.

Second: I have to remind everyone, and seemingly, even you, that our generation paid into an INSURANCE program, called by chance Social Security. It was designed to “Pay for itself”.

And, as you know, if we had not allowed our democratic friends, starting with LBJ, to rape our “insurance Account” we would not be having the rather mindless conversations in DC about cutting Seniors “Retirement Insurance Benefits”.

But, alas, we sat on our butts and did not keep a vigilant eye on our “representatives” and now we almost need to turn into a revolutionary force to get what we paid for back.

And, I do mean Revolutionary. I don’t think anyone in our generation expected, paid for, or suspected that such a small and devious group would steal our money and turn us into the recipients of a Socialist entitlement.

But , I am afraid, that is where we are at the moment, until we find a unified voice, and force some hard solutions.

My personal fear is that we will, as a group, force another Congressional FLUSH of participants due to our anger, and allow another crop of inexperienced idiots who know the right words to use, into Congress, with similar idiotic and factionalized radical voting, rather than negotiated goals that have a solution for ALL of the people they represent.

Third: Medicare, the Insurance program, originally designed as a benefit for the elderly retired people of America, once they no longer had health insurance from their personal and company policies, somehow got turned into an across the board entitlement for everyone in our country, including; Illegal Aliens, Drug Addicts, the Jobless, Felons, and their spouses and children. Now, that’s Socialism.

Now, obviously, someone needs to be dropped from the public Dole. Who do we pick? Well, my fear is that like so many things that need the approval of politicians, they are going to listen to the most vocal. We, the Baby Boomers, the working Class, the Honest citizens of our country, need to get LOUD and we need to get LOUD fast.

I am truly sorry. but, a sick Felon, under house arrest (just happened with over 150 drug dealers in Tampa), has no right to Food Stamps and Medicare while being kept on House arrest.

They need to be kept in Jail, and if the Jail is full, we need to tent them up in camps, if necessary.

And, the illegal Alien? If he is sick or hungry? He can come to the local government agency. he can be fed, he can be treated for his illness.

But, He can also be put onto a Bus or Plane back to his native country.

You See, We cannot afford to support all of these classifications of freeloading people any more.

We need to back up and take care of our own, FIRST.

Damn, I feel better after saying this. WHEW!

 

Don Bobbitt