JOKE – States you can Retire to

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I was cleaning up some old emails and I found this joke from a friend. It seems so TRUE that made me laugh.

You can retire to Phoenix, Arizona where…
1. You are willing to park 3 blocks away because you found shade.
2. You’ve experienced condensation on your ass from the hot water in the toilet bowl.
3. You can drive for 4 hours in one direction and never leave town.
4. You have over 100 recipes for Mexican food.
5. You know that “dry heat” is comparable to what hits you in the face when you open your oven door.
6. The 4 seasons are tolerable, hot, really hot, and ARE YOU KIDDING ME??!!

OR

You can retire to California where…

1. You make over $250,000 and you still can’t afford to buy a house.
2. The fastest part of your commute is going down your driveway.
3. You know how to eat an artichoke.
4. You drive your rented Mercedes to your neighborhood block party.
5. When someone asks you how far something is, you tell them how long it will take to get there rather than how many miles away it is.
6. The 4 seasons are Fire, Flood, Mud, and Drought.

OR

Continue reading “JOKE – States you can Retire to”

A Seniors first Year of Retirement and the Financial Reality.

 

My article on the tax reality that I ran into after my first year of retirement.

I am a Baby Boomer, and my whole generation was told to put everything into tax-deferred savings.

The justification to us was that we would be in a lower tax bracket and would pay lower taxes.

Bit two things occurred that have been devastating to so many of my generation.

First, the Income tax system was stripped and rebuilt by Congress over the past couple of decades to where we Seniors, along with the lower middle-class of America are bearing the brunt of our countries tax load.

Second, The CPI index system was changed by Congress to where it is a false indicator of the true costs of living in America, and our Medical Insurance and care system costs have grown astronomically.

These things have made being a retiree a costly and dangerous lifestyle.

Click on the link below to read my article.

Tax Reality for my first year of Retirement

by Don Bobbitt, 2015

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I was Just Thinkin’ – Here I sit, Retired?

IWas Just Thinkin' - IRS Agents, FBI Agents

That’s right, I’m Retired!

And, here I have combined two different articles of mine for efect. The first half I wrote when I turned 65. The second half are my reflections on then, Now and what I am afraid about tomorrow and our future as retirees.

Click on the link below to read the article.

Here I am, RETIRED, Reflections of a Retiree.

by Don Bobbitt,2014

Copyright, DonBobbitt, 2014, All Rights Reserved

Sunday Morning Politics - Who is looking Out for ME?

I’m just Having a Great Day, that’s all!

Don_09

I just thought I would let everyone know.

I’m having a good day, today.

You know how it is, some days you get up and you (or your body?) just isn’t in sync with the world.

Something might ache a little more than normal, or your brain is a mili-second out of sync with the physical universe, and you keep tripping over things, or dropping things, or whatever. Continue reading “I’m just Having a Great Day, that’s all!”

I was Just Thinkin’ – Is it time for there to be a Third Political Party? A Seniors Party?

I was just going through some of my recent rants on Congress and the President, and how they are slowly but steadily stripping our benefits from all of us Seniors.

And, from what I now see, neither political party has any idea how to handle us, the existing retirees or the Baby Boomers.
The fear in their eyes is evident whenever you see them on TV and the subject of how to may the Medicare and Social Security bills that are looming on the Federal budgetary horizon.
I won’t go into the fact that we, as a generation actually paid for our benefits and that the government stole our money and spent it on the Democratic “Great Society”.
No, I want to keep this a simple Blog.
In my opinion, if we Seniors and Baby Boomers do not get ourselves organized as a strong political entity, to protect our rights, them many of us, especially those that now already have marginal funds to support ourselves in our retirement, are going to be literally “on the street” within another year, with what I know and understand about the profound effects of “Obama’Care” on America.
So, really, fellow Senior and Baby Boomer, we need a viable representative for us and our rights, in Congress, and Now!
How do we do this? I do not have a clue, but I welcome suggestions and discussion.
I was Just Thinkin’
DON
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DON

Ten Quirky Places to Retire – AARP Article

Pic by Don Bobbitt

Here is a great article I read on the AARP magazine that lists some great places to consider for retirement.

They are “Artsy” locations for those that like that kind of lifestyle.

I feel that you will enjoy reading this, so just click on the link below:

Quirky Places to Retire

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Don Bobbitt

 

Deferred Taxes – the Catch-22 for Baby-Boomers and other Retirees

Check out my Hub article on the realities of being a Retiree and having an IRA that continues to shrink much faster than planned.

DEFERRED TAXES – Another Catch-22 for BABY BOOMERS with a 401K or IRA

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Don Bobbitt

A Retired Silverback

Silverback pic by Derek Keats via flikr

A Retired Silverback

This Hub is my story of what I saw coming with my career as I aged and the resultant plans I made and implemented to assure my retirement, on my conditions.

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Don Bobbitt